Following the various announcements of N26, Revolut, Monese and others, Apple Pay has spread to new European countries. Some of these services have also increased their coverage globally with the launch of Revolut in Australia, TransferWise and N26 with a beta version in the US.
You have an iPhone (iPhone SE and newer models) or an Apple watch and want to have Apple Pay in Europe to facilitate your shopping in the store, in the apps and on the Web. Apple Pay also has the advantage of using Near Field Communication (NFC) technology, which has restricted it on its iPhones. It has the advantage over their domestic competitors who use bluetooth or QR code such as Twint for Switzerland, ePassi (Finland), Vipps (Norway), MOMO (Spain), Bluecode (Austria) and the Portuguese solution, Pagaqui.
Here is the list of services offering a free or low cost card that support Apple Pay in different European countries: