Monese Premium
The more expensive offering is the best if you don’t want to care about the fees. It’s definitely the best if you travel a lot and withdraw often cash and for expat that transfer money to their home country. For 14.95$ per month, you get your free contactless debit card, free ATM cash withdrawals and free currency exchange. From now, you can have a Romanian account with a local IBAN. So With your new RON account, you’ll be able to shop, spend and save like a true local, using the country’s currency, the Romanian Leu.
Score
0
*100% based on user rating
Likes
- Apple pay/Google pay
- App very user friendly
- UK & EU IBAN Account
- No fees on transaction, currency conversion and withdrawals
- Easy to set up
- Virtual card
Dislikes
- No insurance
Fees
| Open account | Close account | Domestic ATM Transaction | International ATM Transaction | Foreign exchange fee | Monthly service fee | Loading fee | Shipping cost |
|---|---|---|---|---|---|---|---|
| Free | Free | Unlimited | Unlimited | Mastercard currency conversion rate | 14.95€ | Free | Free |
Card
| Network | Insurance | Rewards | Card type | App | Transfer between user | Physical Card | Virtual Card | Apple Pay | Android Pay |
|---|---|---|---|---|---|---|---|---|---|
| Mastercard | No | No | Debit | Yes | Yes | Yes | No | Yes | Yes |
Limits
| Value dail online transaction | Single ATM transaction limit | Daily ATM withdrawal limit | Monthly ATM withdrawal limit | Max single top-up value | Max daily load | Max daily limit bank transfers |
|---|---|---|---|---|---|---|
| 7’000 GBP | 300 GBP | 300 GBP | No limit | 300 GBP | 40’000 GBP |
Multi currency
| Multiple currency | Currency | Country avaibility |
|---|---|---|
| YES | GBP/EUR | UK & EU |
Crypto currency
| Bitcoin | Other crypto | Transfer In/Out crypto | Without KYC |
|---|---|---|---|
| No | No | No | No |
Banking services
| IBAN | Country IBAN | Wire transfer | Trading | Banking license |
|---|---|---|---|---|
| Yes | UK & EU | Yes | No | No |
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