N26 Basic Card
Open an account
“A bank account with features that make sending money, saving money and keeping your money safe easier than choosing what to have for breakfast.” N26 description for their online bank account.
N26 is a digital bank with a German banking licence. It means your deposits are guaranteed by the German deposit security scheme. Your data is also protected.
The free card offered by N26 has free euro withdrawals and free payments in any currency. Be careful if you don’t use your account. Less than 9 transactions, you get 2.9€ of service fee per month. Their cards support Apple and Google Pay in their respective country.
N26 has partnered with TransferWise. You can do international transfers from directly within the N26 App. It’s up to 6x cheaper than using traditional banks.
N26 has a support to help you in English, French, German, Spanish and Italian.
They offer a IOS and Android app and a web app like traditional banks. Few offer web app. Furthermore, their app is in the top 5 of their category and few traditional banks offer this kind of user experience.
|Open account||Close account||Domestic ATM Transaction||International ATM Transaction||Foreign exchange fee||Monthly service fee||Loading fee||Shipping cost|
|Free||Free||5 free 2€ after||1.7% amount||Mastercard currency conversion rate||Free||Free||Free|
|Network||Insurance||Rewards||Card type||App||Transfer between user||Physical Card||Virtual Card||Apple Pay||Android Pay|
|Value dail online transaction||Single ATM transaction limit||Daily ATM withdrawal limit||Monthly ATM withdrawal limit||Max single top-up value||Max daily load||Max daily limit bank transfers|
|5’000 €||–||2’500 €||20’000 EUR *country||No limit||No limit||50’000 EUR|
|Multiple currency||Currency||Country avaibility|
|No||EUR||Belgium, Estonia, Finland, Greece, Ireland, Latvia, Lithuania, Luxembourg, Netherlands, Portugal, Slovakia, Slovenia, Sweden, Norway, Denmark, Poland, Iceland, Liechtenstein, US and Switzerland|
|Bitcoin||Other crypto||Transfer In/Out crypto||Without KYC|
|IBAN||Country IBAN||Wire transfer||Trading||Banking license|