Open an account
Only for swiss resident
The Swiss Revolut who wants to reduce excessive fees, opening times, bureaucracy and complicated, slow apps. With a nice roadmap, Neon will soon offers all the basics functionalities you need of a bank for no base fees. With their partnership with Hypothekarbank Lenzburg, you have got a deposit insurance up to 100’000 CHF.
Concerning their pricing, unfortunately, it still not a multi currency card. You cannot hold different currency. For card payment, there is no mark-up. But for bank transfer, there is still a 1,5% mark-up on exchange rate.
|Open account||Close account||Domestic ATM Transaction||International ATM Transaction||Foreign exchange fee||Monthly service fee||Loading fee||Shipping cost|
|Free||Free||2x free per month, then 2 CHF||2 CHF + Exchange rate||Free for card transaction – 1.5% for bank transfer||Free||Free||Free|
|Network||Insurance||Rewards||Card type||App||Transfer between user||Physical Card||Virtual Card||Apple Pay||Android Pay|
|Value daily online transaction||Single ATM transaction limit||Daily ATM withdrawal limit||Monthly ATM withdrawal limit||Max single top-up value||Max daily load||Max daily limit bank transfers|
|2’000 CHF||1’000 CHF|
|Multiple currency||Currency||Country avaibility|
|Bitcoin||Other crypto||Transfer In/Out crypto||Without KYC|
|IBAN||Country IBAN||Wire transfer||Trading||Banking license|
|Yes||CH||Yes||No||Yes via partner|