Open an account
Created in 2014, Wirex is based in the UK and is regulated by the FCA as a e-money issuer. Wirex is a hybrid personal banking solution that integrates the benefits of blockchain technology into everyday finances.
Wirex offer a secure, all-in-one account that enables users to take advantage of both cryptocurrencies and traditional currencies, minus the limitations imposed by financial institutions.
You can buy, store, exchange & spend digital and traditional currencies anytime, wherever you are in the world. Wirex’s smart, secure accounts give you full control over your money with their platform and their Visa debit card.
Their offer differ from Europe and Asia/Pacific. They don’t have the same issuer so there are differences between them. The card offered in APAC is truly multi-currency card with no fee on conversion and no monthly fee. In comparaison, the card issued in Europe has a 3% conversion fee and 1.00 GBP/1.20 EUR/1.50 USD monthly fee.
|Open account||Close account||Domestic ATM Transaction||International ATM Transaction||Foreign exchange fee||Monthly service fee||Loading fee||Shipping cost|
|Free||Free||2€/Free for APAC Region||2.5€ / Free in APAC||3%/Free in APAC||1.20€/Free in APAC||Free / Free SEPA / 12€ via SWIFT||Free|
|Network||Insurance||Rewards||Card type||App||Transfer between user||Physical Card||Virtual Card||Apple Pay||Android Pay|
|Value dail online transaction||Single ATM transaction limit||Daily ATM withdrawal limit||Monthly ATM withdrawal limit||Max single top-up value||Max daily load||Max daily limit bank transfers|
|10’000 USD||250 USD||250 USD||–||5’000 USD||5’000 USD||500’000 USD|
|Multiple currency||Currency||Country avaibility|
|No||GBP/EUR/USD||World mostly without US|
|Bitcoin||Other crypto||Transfer In/Out crypto||Without KYC|
|IBAN||Country IBAN||Wire transfer||Trading||Banking license|
|No||–||Yes (only UK)||Crypto||No|